Proper eye care is one of the most important elements of your family’s health. It is also one of the most easily neglected. One of the primary reasons that people neglect their family’s vision care is how complicated it can seem to make sense of their insurance. Dr. Compton and her team at Family Eye Care in Pikeville, KY, want to fix that.
Obviously, the most essential part of our job is taking care of you and your family. Whether it is eye exams, glasses, contacts, LASIK, blue light lenses, or any other eye or vision-related issue, patients come first. One of the realities of modern health care, however, is that insurance requirements, payment plans, flex spending accounts, and other logistics must be addressed along the way. Modern optometry care offers more comprehensive services, effective treatment options, and aesthetic possibilities than ever before – often more affordably than you would think. The downside is that the paperwork required sometimes causes more of a headache than whatever issue brought you to us in the first place.
Insurance and Flex Spending Accounts
We all know how insurance basically works. You or your employer pay a monthly premium for coverage. In exchange, when you utilize covered health care services, the insuring company pays a predetermined percentage or dollar amount of the total cost.
Flex spending accounts (FSAs) may be less familiar. An FSA is generally offered through your employer and allows you to designate a certain amount to be set aside pre-tax from each paycheck to be used for health care. Plan details vary, but generally, you can use flex account money to make co-payments, meet deductibles, pay for prescriptions, and so on. Because the money is pulled out of your paycheck pre-tax, it reduces your total tax obligation for the year.
Helping You Navigate The System
Don’t let the red tape of your insurance plan, flex spending account, or other payment logistics prevent you from receiving quality eye care for yourself and your family. We have been doing this awhile and we can guide you through any steps which may be necessary to receive your full benefits or maximize the use of your flex spending account.
Eye Care in Pikeville, KY
If you are unsure what is or is not covered, ask us. We can help decipher the industry lingo. If you are uncertain how to make the best use of your flex account, let’s discuss your options. We will discuss a reasonable plan for care throughout the year and how to best manage any out-of-pocket costs that you may encounter. Dr. Compton and her team at Family Eye Care are eager to get to know you. Give us a call today at 606-432-3576 or fill out our convenient contact form to get started.